Why Did My Car Insurance Go Up and What To Do About It?

Key Takeaways: Car insurance costs can be impacted by a variety of factors both personal and ‘big picture.’ Determine if your premium increase is due to your personal changes in circumstances, e.g., recent ticket or accident, change in marital status, or if it is more environmental or legislative affecting everyone. Ask your insurance company or … Read more

Domestic Partner Health Insurance Explained

Legislation surrounding civil unions, same-sex marriages, domestic partnership, and health insurance change often. Laws vary from state to state and can be altered at any time. At Einsurance.com, we aim to provide readers with accurate, up-to-date information written by licensed individuals. However, it’s critical to pay attention to changes in your specific state. The information … Read more

Car Insurance Fraud – 12 Strategies to Stay Safe

Key Takeaways: Car insurance fraud can be as simple as exaggerating the number of miles you drive when applying for coverage to criminal activity, like staged accidents or fraudulent medical claims. Fraud related to car insurance can carry stiff penalties like heavy fines and restitution, probation, and even jail time. The overall cost to the … Read more

The Difference Between Bodily Injury and Medical Payments

Key Takeaways: Bodily Injury Liability serves as your financial protection if you cause an accident that results in injury to another individual. Bodily Injury insurance coverage goes beyond safeguarding your financial resources—it also addresses your legal obligations. Medical Payment coverage provides a wide range of advantages, based on a simple concept: it covers the medical … Read more

Does Homeowners Insurance Cover Hail Damage

Usually, yes. Homeowners insurance will often cover hail damage. There are instances when your insurer may refuse to cover hail damage. For instance, if hail is excluded on your policy, or if your home insurance policy was recently cancelled for non-payment, you will likely pay for these repairs out of pocket. At Einsurance.com, we provide … Read more

What is The Penalty for Driving Without Insurance

Key Takeaways: In today’s fast-paced world, driving has become an essential part of our daily lives. Whether it’s commuting to work, running errands, or embarking on road trips, the convenience of having a vehicle is undeniable. However, this convenience comes with a critical responsibility — ensuring that your vehicle is insured at all times. Driving … Read more

Difference Between Home Insurance and Home Warranty

Home insurance and home warranties are not the same. Each provides different protections, and some homeowners feel more comfortable if they have both types of policies. This article aims to explain the differences between homeowner’s insurance policies and home warranties. Written by our team of licensed insurance agents, this piece provides consumers with unbiased, honest, … Read more

5 predictions for the insurance industry in 2024 |

As we look ahead to 2024, while we see many challenges for the insurance industry, we meet these with optimism. Insurance is a resilient industry with a deep sense of purpose—offering people, families and businesses protection and a more secure future. What’s the macro-economic outlook? Global macroeconomic forecasts for 2024 indicate both slowing GDP growth … Read more

5 key generative AI use cases in insurance distribution

GenAI has taken the world by storm. You can’t attend an industry conference, participate in an industry meeting, or plan for the future without GenAI entering the discussion. As an industry, we are in near constant discussion about disruption, evolving market factors – often outside of our control (e.g., consumer expectations, impacts of the capital … Read more